Ninnescah Valley Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.5. A current level of 12.4 percent of nonperforming loans to core capital combined with 13.3 percent from a year earlier contributes to the Good asset quality (5.7).
Other Rating Factors:
Fair liquidity 4.7, driven by a liquidity ratio of 44.3 percent and a “hot money” ratio of 13.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10).
Asset Mix:
Securities (55%), home mtgs (8%), comm loans (7%), cash (2%), comm re (2%), consumer loans (2%), other (25%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
101 East First Street
Cunningham, KS 67035
Cunningham, KS 67035
Phone Number
(620) 298-2511
Year Founded
1925
FDIC Number
Website
Largest Affiliates
No affiliate information available.