Ninnescah Valley Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.0. A current level of 11.1 percent of nonperforming loans to core capital combined with 24.5 percent from a year earlier contributes to the Good asset quality (5.4).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Good (5.1) profitability. Fair liquidity 4.8, driven by a liquidity ratio of 49.6 percent and a “hot money” ratio of 10.9 percent.
Asset Mix:
Securities (53%), home mtgs (7%), comm loans (7%), cash (5%), comm re (3%), consumer loans (1%), other (24%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
101 East First Street
Cunningham, KS 67035
Cunningham, KS 67035
Phone Number
(620) 298-2511
Year Founded
1925
FDIC Number
Website
Largest Affiliates
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