C
FirstOak Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FirstOak Bank
Independence, KS
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.60
Capitalization Index 8.70
Liquidity Index 0.70
Profitability Index 8.30
Stability Index 3.70
Company Info FirstOak Bank
Independence, KS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 4660
Phone Number (620) 331-2265
Website www.firstoakbank.com
Asset Quality FirstOak Bank
Independence, KS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.10%
5-Year Asset Growth 3.03%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet FirstOak Bank
Independence, KS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 241.03M
Total Deposits 213.17M
Capital and Reserves FirstOak Bank
Independence, KS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 25.84M
Leverage Ratio 10.13
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity FirstOak Bank
Independence, KS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 30.95%
Liquidity Ratio 16.85%
Profitability FirstOak Bank
Independence, KS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.72%
Net Income 4.35M
Net Interest Spread 5.14%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 63.28%
Return on Assets 1.79%
Return on Equity 17.24%