C
FirstOak Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FirstOak Bank
Independence, KS
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Rating C
Asset Quality Index 8.60
Capitalization Index 8.70
Liquidity Index 0.80
Profitability Index 8.40
Stability Index 4.30
Company Info FirstOak Bank
Independence, KS
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FDIC Number 4660
Phone Number (620) 331-2265
Website www.firstoakbank.com
Asset Quality FirstOak Bank
Independence, KS
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1-Year Asset Growth 5.22%
5-Year Asset Growth 5.92%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet FirstOak Bank
Independence, KS
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Total Assets 246.17M
Total Deposits 218.62M
Capital and Reserves FirstOak Bank
Independence, KS
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Capital 25.24M
Leverage Ratio 10.11
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio --
Liquidity FirstOak Bank
Independence, KS
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Hot Money Ratio 30.33%
Liquidity Ratio 17.83%
Profitability FirstOak Bank
Independence, KS
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5-Year Return on Average Assets 1.72%
Net Income 2.30M
Net Interest Spread 5.00%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 60.06%
Return on Assets 1.90%
Return on Equity 18.44%