B
GNBank, National Association
GirardKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings GNBank, National Association
Girard, KS
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 6.30
Stability Index 5.70
Company Info GNBank, National Association
Girard, KS
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FDIC Number 4673
Phone Number (620) 724-6111
Website www.gn-bank.com
Asset Quality GNBank, National Association
Girard, KS
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1-Year Asset Growth 0.93%
5-Year Asset Growth 6.68%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.57%
Non-Performing Loans to Loans 0.49%
Balance Sheet GNBank, National Association
Girard, KS
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Total Assets 981.25M
Total Deposits 785.52M
Capital and Reserves GNBank, National Association
Girard, KS
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Capital 123.53M
Leverage Ratio 12.18
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio --
Liquidity GNBank, National Association
Girard, KS
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Hot Money Ratio 19.10%
Liquidity Ratio 16.61%
Profitability GNBank, National Association
Girard, KS
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5-Year Return on Average Assets 0.94%
Net Income 9.58M
Net Interest Spread 3.88%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 58.57%
Return on Assets 1.28%
Return on Equity 10.97%