B
Central National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central National Bank
Junction City, KS
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 5.30
Stability Index 8.80
Company Info Central National Bank
Junction City, KS
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FDIC Number 4702
Phone Number (785) 238-4114
Website centralnational.com
Asset Quality Central National Bank
Junction City, KS
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1-Year Asset Growth 2.94%
5-Year Asset Growth 6.65%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 1.24%
Non-Performing Loans to Loans 0.51%
Balance Sheet Central National Bank
Junction City, KS
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Total Assets 1.27B
Total Deposits 1.09B
Capital and Reserves Central National Bank
Junction City, KS
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Capital 132.09M
Leverage Ratio 11.34
Loan Loss Reserves to Loans 1.87%
Risk-Based Capital Ratio --
Liquidity Central National Bank
Junction City, KS
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Hot Money Ratio 9.41%
Liquidity Ratio 11.15%
Profitability Central National Bank
Junction City, KS
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5-Year Return on Average Assets 0.97%
Net Income 10.91M
Net Interest Spread 3.62%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 68.57%
Return on Assets 1.13%
Return on Equity 11.47%