A
Security Bank of Kansas City
Rating Date
June 2025
Risk Based
Capital Ratio
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.7 on a scale of 0 to 10).
Other Rating Factors: A current level of 0.3 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (7.2). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.2 has resulted in Good (5.9) profitability.
Asset Mix: Securities (37%), comm re (26%), comm loans (5%), cash (3%), home mtgs (2%), home eq lns (1%), consumer loans (0%), other (26%)
States with Branches: KS, MO
Asset Quality
Non-Performing Loans to Capital
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5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Group Affiliation
Valley View Bancshares, Inc.
Investment Rating
--
Address
701 Minnesota Avenue
Kansas City, KS 66101
Phone Number
(913) 281-3165
Year Founded
1933
FDIC Number
Largest Affiliates
No affiliate information available.