First Option Bank
| Weiss Ratings |
First Option Bank
Osawatomie, KS |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 4.00 | |||
| Company Info |
First Option Bank
Osawatomie, KS |
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| FDIC Number | 4746 | |||
| Phone Number | (913) 755-3811 | |||
| Website | www.firstoptionbank.com | |||
| Asset Quality |
First Option Bank
Osawatomie, KS |
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| 1-Year Asset Growth | 4.03% | |||
| 5-Year Asset Growth | 14.67% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 4.06% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
First Option Bank
Osawatomie, KS |
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| Total Assets | 737.96M | |||
| Total Deposits | 647.17M | |||
| Capital and Reserves |
First Option Bank
Osawatomie, KS |
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| Capital | 47.63M | |||
| Leverage Ratio | 8.21 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Risk-Based Capital Ratio | 16.74 | |||
| Liquidity |
First Option Bank
Osawatomie, KS |
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| Hot Money Ratio | 19.82% | |||
| Liquidity Ratio | 14.96% | |||
| Profitability |
First Option Bank
Osawatomie, KS |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 6.20M | |||
| Net Interest Spread | 2.88% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 69.92% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 18.69% | |||