Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Fair (3.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.1 on a scale of 0 to 10) based on a risk-based capital ratio of 13.0 and a capital leverage ratio of 9.0. A current level of 9.5 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Good asset quality (5.7).
Asset Mix:
Home mtgs (24%), comm re (19%), securities (13%), comm loans (7%), cash (6%), consumer loans (2%), other (29%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Overbrook Bankshares, Inc.
Investment Rating
--
Address
312 Maple Street
Overbrook, KS 66524
Overbrook, KS 66524
Phone Number
(785) 665-7155
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.