SJN Bank of Kansas
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Weak (2.8) profitability. A current level of 41.9 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Weak asset quality (1.4).
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 13.5 and a capital leverage ratio of 9.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Securities (32%), comm loans (18%), home mtgs (8%), comm re (5%), consumer loans (1%), cash (1%), other (35%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SJN Banc Co
Investment Rating
--
Address
116 East Third Avenue
Saint John, KS 67576
Saint John, KS 67576
Phone Number
(620) 549-3225
Year Founded
1905
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.