C
SJN Bank of Kansas
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SJN Bank of Kansas
Saint John, KS
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Rating C
Asset Quality Index 3.40
Capitalization Index 6.30
Liquidity Index 2.90
Profitability Index 4.90
Stability Index 4.80
Company Info SJN Bank of Kansas
Saint John, KS
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FDIC Number 4766
Phone Number (620) 549-3225
Website www.sjnbank.com
Asset Quality SJN Bank of Kansas
Saint John, KS
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1-Year Asset Growth 14.40%
5-Year Asset Growth 8.85%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.90%
Non-Performing Loans to Capital 17.51%
Non-Performing Loans to Loans 2.95%
Balance Sheet SJN Bank of Kansas
Saint John, KS
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Total Assets 314.90M
Total Deposits 260.29M
Capital and Reserves SJN Bank of Kansas
Saint John, KS
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Capital 26.77M
Leverage Ratio 8.31
Loan Loss Reserves to Loans 1.75%
Risk-Based Capital Ratio 12.66
Liquidity SJN Bank of Kansas
Saint John, KS
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Hot Money Ratio 18.54%
Liquidity Ratio 7.13%
Profitability SJN Bank of Kansas
Saint John, KS
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5-Year Return on Average Assets 0.71%
Net Income 2.83M
Net Interest Spread 4.06%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 61.65%
Return on Assets 1.00%
Return on Equity 11.54%