B
The First National Bank of Scott City
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.97
Return On
Assets
1.51%
Total
Assets
166.48M
Capital
20.82M
Total
Deposits
138.14M
Net
Income
1.85M
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Weiss Ratings The First National Bank of Scott City
Scott City, KS 		Click to
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 7.10
Stability Index 5.70
Company Info The First National Bank of Scott City
Scott City, KS 		Click to
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FDIC Number 4769
Phone Number (620) 872-2143
Website www.fnbscott.com
Asset Quality The First National Bank of Scott City
Scott City, KS 		Click to
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1-Year Asset Growth 5.60%
5-Year Asset Growth 4.77%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 3.14%
Non-Performing Loans to Loans 0.28%
Balance Sheet The First National Bank of Scott City
Scott City, KS 		Click to
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Total Assets 166.48M
Total Deposits 138.14M
Capital and Reserves The First National Bank of Scott City
Scott City, KS 		Click to
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Capital 20.82M
Leverage Ratio 13.97
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Scott City
Scott City, KS 		Click to
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Hot Money Ratio 16.86%
Liquidity Ratio 11.38%
Profitability The First National Bank of Scott City
Scott City, KS 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 1.85M
Net Interest Spread 4.21%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 46.97%
Return on Assets 1.51%
Return on Equity 12.67%