B
First National Bank of Spearville
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.80
Return On
Assets
1.55%
Total
Assets
62.12M
Capital
8.14M
Total
Deposits
53.64M
Net
Income
479.00K
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Weiss Ratings First National Bank of Spearville
Spearville, KS 		Click to
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Rating B
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 7.70
Stability Index 6.90
Company Info First National Bank of Spearville
Spearville, KS 		Click to
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FDIC Number 4774
Phone Number (620) 385-2636
Website www.fnbspearville.com
Asset Quality First National Bank of Spearville
Spearville, KS 		Click to
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1-Year Asset Growth 12.63%
5-Year Asset Growth 15.42%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 16.98%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank of Spearville
Spearville, KS 		Click to
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Total Assets 62.12M
Total Deposits 53.64M
Capital and Reserves First National Bank of Spearville
Spearville, KS 		Click to
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Capital 8.14M
Leverage Ratio 11.80
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio --
Liquidity First National Bank of Spearville
Spearville, KS 		Click to
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Hot Money Ratio 16.59%
Liquidity Ratio 39.16%
Profitability First National Bank of Spearville
Spearville, KS 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 479.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 2.08%
Overhead Efficiency Ratio 44.10%
Return on Assets 1.55%
Return on Equity 12.03%