B
First National Bank of Spearville
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.31
Return On
Assets
1.38%
Total
Assets
85.94M
Capital
7.86M
Total
Deposits
77.87M
Net
Income
814.00K
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Weiss Ratings First National Bank of Spearville
Spearville, KS 		Click to
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Rating B
Asset Quality Index 8.40
Capitalization Index 9.00
Liquidity Index 4.50
Profitability Index 7.00
Stability Index 5.90
Company Info First National Bank of Spearville
Spearville, KS 		Click to
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FDIC Number 4774
Phone Number (620) 385-2636
Website www.fnbspearville.com
Asset Quality First National Bank of Spearville
Spearville, KS 		Click to
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1-Year Asset Growth 9.28%
5-Year Asset Growth 15.42%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.95%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank of Spearville
Spearville, KS 		Click to
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Total Assets 85.94M
Total Deposits 77.87M
Capital and Reserves First National Bank of Spearville
Spearville, KS 		Click to
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Capital 7.86M
Leverage Ratio 10.31
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio --
Liquidity First National Bank of Spearville
Spearville, KS 		Click to
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Hot Money Ratio 10.20%
Liquidity Ratio 55.13%
Profitability First National Bank of Spearville
Spearville, KS 		Click to
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5-Year Return on Average Assets 1.17%
Net Income 814.00K
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 48.34%
Return on Assets 1.38%
Return on Equity 10.35%