B
First National Bank of Spearville
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.10
Return On
Assets
1.48%
Total
Assets
56.39M
Capital
8.15M
Total
Deposits
47.87M
Net
Income
623.00K
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Weiss Ratings First National Bank of Spearville
Spearville, KS 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 7.70
Stability Index 5.70
Company Info First National Bank of Spearville
Spearville, KS 		Click to
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FDIC Number 4774
Phone Number (620) 385-2636
Website www.fnbspearville.com
Asset Quality First National Bank of Spearville
Spearville, KS 		Click to
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1-Year Asset Growth -0.44%
5-Year Asset Growth 18.19%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.80%
Non-Performing Loans to Loans 0.44%
Balance Sheet First National Bank of Spearville
Spearville, KS 		Click to
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Total Assets 56.39M
Total Deposits 47.87M
Capital and Reserves First National Bank of Spearville
Spearville, KS 		Click to
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Capital 8.15M
Leverage Ratio 13.10
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio --
Liquidity First National Bank of Spearville
Spearville, KS 		Click to
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Hot Money Ratio 16.37%
Liquidity Ratio 31.05%
Profitability First National Bank of Spearville
Spearville, KS 		Click to
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5-Year Return on Average Assets 1.17%
Net Income 623.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 45.53%
Return on Assets 1.48%
Return on Equity 10.63%