C
Western National Bank
ChesterNE
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
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Total
Assets
Capital
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Net
Income
Weiss Ratings Western National Bank
Chester, NE
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Rating C
Asset Quality Index 8.00
Capitalization Index 7.40
Liquidity Index 0.60
Profitability Index 5.00
Stability Index 3.70
Company Info Western National Bank
Chester, NE
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FDIC Number 4778
Phone Number (402) 324-5444
Website www.mywnb.com
Asset Quality Western National Bank
Chester, NE
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1-Year Asset Growth 1.60%
5-Year Asset Growth 17.46%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.22%
Non-Performing Loans to Loans 0.03%
Balance Sheet Western National Bank
Chester, NE
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Total Assets 244.20M
Total Deposits 218.51M
Capital and Reserves Western National Bank
Chester, NE
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Capital 23.28M
Leverage Ratio 9.25
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 13.08
Liquidity Western National Bank
Chester, NE
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Hot Money Ratio 28.47%
Liquidity Ratio 7.72%
Profitability Western National Bank
Chester, NE
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5-Year Return on Average Assets 0.81%
Net Income 2.26M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 66.41%
Return on Assets 1.23%
Return on Equity 13.52%