C
Dream First Bank, N.A.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dream First Bank, N.A.
Syracuse, KS
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Rating C
Asset Quality Index 5.00
Capitalization Index 8.40
Liquidity Index 1.20
Profitability Index 7.70
Stability Index 4.30
Company Info Dream First Bank, N.A.
Syracuse, KS
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FDIC Number 4779
Phone Number (866) 960-2261
Website www.dreamfirst.bank
Asset Quality Dream First Bank, N.A.
Syracuse, KS
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1-Year Asset Growth 33.10%
5-Year Asset Growth 23.76%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 7.22%
Non-Performing Loans to Loans 1.22%
Balance Sheet Dream First Bank, N.A.
Syracuse, KS
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Total Assets 917.94M
Total Deposits 801.36M
Capital and Reserves Dream First Bank, N.A.
Syracuse, KS
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Capital 92.27M
Leverage Ratio 9.90
Loan Loss Reserves to Loans 1.75%
Risk-Based Capital Ratio 13.70
Liquidity Dream First Bank, N.A.
Syracuse, KS
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Hot Money Ratio 32.65%
Liquidity Ratio 27.45%
Profitability Dream First Bank, N.A.
Syracuse, KS
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5-Year Return on Average Assets 1.46%
Net Income 11.84M
Net Interest Spread 4.76%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 66.79%
Return on Assets 1.47%
Return on Equity 14.83%