Major Rating Factors:
Excellent current capitalization (8.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.2 and a capital leverage ratio of 9.9. A current level of 5.8 percent of nonperforming loans to core capital combined with 10.6 percent from a year earlier contributes to the Good asset quality (6.4).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.0 has resulted in Fair (4.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Asset Mix:
Securities (31%), comm loans (21%), comm re (21%), cash (3%), consumer loans (3%), home mtgs (3%), home eq lns (1%), other (18%)
States with Branches:
AR, KS, OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
INTRUST Financial Corporation
Investment Rating
--
Address
105 North Main Street
Wichita, KS 67202
Wichita, KS 67202
Phone Number
(316) 383-1234
Year Founded
1876
FDIC Number
Website
Largest Affiliates
No affiliate information available.