B
First United Bank & Trust
OaklandMD
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First United Bank & Trust
Oakland, MD
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.10
Liquidity Index 2.70
Profitability Index 6.10
Stability Index 8.90
Company Info First United Bank & Trust
Oakland, MD
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FDIC Number 4857
Phone Number (301) 334-9471
Website www.mybank.com
Asset Quality First United Bank & Trust
Oakland, MD
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1-Year Asset Growth 5.78%
5-Year Asset Growth 3.98%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.06%
Non-Performing Loans to Loans 0.35%
Balance Sheet First United Bank & Trust
Oakland, MD
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Total Assets 2.06B
Total Deposits 1.74B
Capital and Reserves First United Bank & Trust
Oakland, MD
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Capital 207.81M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 15.19
Liquidity First United Bank & Trust
Oakland, MD
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Hot Money Ratio 4.95%
Liquidity Ratio 7.67%
Profitability First United Bank & Trust
Oakland, MD
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5-Year Return on Average Assets 1.18%
Net Income 25.34M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 58.61%
Return on Assets 1.27%
Return on Equity 12.87%