B
First United Bank & Trust
OaklandMD
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First United Bank & Trust
Oakland, MD
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.90
Liquidity Index 2.60
Profitability Index 6.50
Stability Index 5.70
Company Info First United Bank & Trust
Oakland, MD
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FDIC Number 4857
Phone Number (301) 334-9471
Website www.mybank.com
Asset Quality First United Bank & Trust
Oakland, MD
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1-Year Asset Growth 5.62%
5-Year Asset Growth 7.37%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 2.06%
Non-Performing Loans to Loans 0.32%
Balance Sheet First United Bank & Trust
Oakland, MD
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Total Assets 2.00B
Total Deposits 1.69B
Capital and Reserves First United Bank & Trust
Oakland, MD
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Capital 204.32M
Leverage Ratio 10.91
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 15.42
Liquidity First United Bank & Trust
Oakland, MD
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Hot Money Ratio 5.17%
Liquidity Ratio 5.65%
Profitability First United Bank & Trust
Oakland, MD
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5-Year Return on Average Assets 1.18%
Net Income 19.36M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 58.02%
Return on Assets 1.31%
Return on Equity 13.31%