B
First United Bank & Trust
OaklandMD
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First United Bank & Trust
Oakland, MD
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Rating B
Asset Quality Index 7.60
Capitalization Index 8.40
Liquidity Index 2.60
Profitability Index 5.70
Stability Index 8.70
Company Info First United Bank & Trust
Oakland, MD
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FDIC Number 4857
Phone Number (301) 334-9471
Website www.mybank.com
Asset Quality First United Bank & Trust
Oakland, MD
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1-Year Asset Growth 3.43%
5-Year Asset Growth 7.37%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 2.09%
Non-Performing Loans to Loans 0.34%
Balance Sheet First United Bank & Trust
Oakland, MD
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Total Assets 1.96B
Total Deposits 1.63B
Capital and Reserves First United Bank & Trust
Oakland, MD
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Capital 190.08M
Leverage Ratio 10.76
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 14.84
Liquidity First United Bank & Trust
Oakland, MD
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Hot Money Ratio 4.91%
Liquidity Ratio 5.76%
Profitability First United Bank & Trust
Oakland, MD
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5-Year Return on Average Assets 1.18%
Net Income 5.97M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 59.22%
Return on Assets 1.23%
Return on Equity 12.70%