B
First United Bank & Trust
Oakland,  MD
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First United Bank & Trust
Oakland, MD
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Rating B
Asset Quality Index 8.00
Capitalization Index 9.80
Liquidity Index 2.50
Profitability Index 6.50
Stability Index 5.70
Company Info First United Bank & Trust
Oakland, MD
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FDIC Number 4857
Phone Number (301) 334-9471
Website www.mybank.com
Asset Quality First United Bank & Trust
Oakland, MD
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1-Year Asset Growth 3.69%
5-Year Asset Growth 3.98%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.07%
Non-Performing Loans to Loans 0.36%
Balance Sheet First United Bank & Trust
Oakland, MD
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Total Assets 2.05B
Total Deposits 1.74B
Capital and Reserves First United Bank & Trust
Oakland, MD
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Capital 217.78M
Leverage Ratio 11.56
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 15.22
Liquidity First United Bank & Trust
Oakland, MD
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Hot Money Ratio 6.29%
Liquidity Ratio 5.46%
Profitability First United Bank & Trust
Oakland, MD
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5-Year Return on Average Assets 1.22%
Net Income 12.75M
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 61.30%
Return on Assets 1.26%
Return on Equity 12.03%