B
Western Dakota Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Western Dakota Bank
Timber Lake, SD
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Rating B
Asset Quality Index 9.20
Capitalization Index 7.50
Liquidity Index 5.50
Profitability Index 5.80
Stability Index 5.90
Company Info Western Dakota Bank
Timber Lake, SD
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FDIC Number 492
Phone Number (605) 865-3516
Website www.westerndakotabank.com
Asset Quality Western Dakota Bank
Timber Lake, SD
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1-Year Asset Growth 12.80%
5-Year Asset Growth 15.43%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Western Dakota Bank
Timber Lake, SD
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Total Assets 85.88M
Total Deposits 77.72M
Capital and Reserves Western Dakota Bank
Timber Lake, SD
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Capital 7.79M
Leverage Ratio 9.32
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio --
Liquidity Western Dakota Bank
Timber Lake, SD
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Hot Money Ratio 20.07%
Liquidity Ratio 70.35%
Profitability Western Dakota Bank
Timber Lake, SD
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5-Year Return on Average Assets 1.42%
Net Income 1.12M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 56.58%
Return on Assets 1.42%
Return on Equity 15.27%