C
Peoples Bank of the South
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank of the South
La Follette, TN
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Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 10.00
Stability Index 3.70
Company Info Peoples Bank of the South
La Follette, TN
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FDIC Number 4945
Phone Number (423) 562-4921
Website www.peoplesbanksouth.com
Asset Quality Peoples Bank of the South
La Follette, TN
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1-Year Asset Growth 4.91%
5-Year Asset Growth 8.85%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 3.91%
Non-Performing Loans to Loans 0.61%
Balance Sheet Peoples Bank of the South
La Follette, TN
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Total Assets 225.28M
Total Deposits 187.89M
Capital and Reserves Peoples Bank of the South
La Follette, TN
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Capital 25.52M
Leverage Ratio 11.96
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 17.33
Liquidity Peoples Bank of the South
La Follette, TN
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Hot Money Ratio 29.39%
Liquidity Ratio 11.53%
Profitability Peoples Bank of the South
La Follette, TN
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5-Year Return on Average Assets 2.18%
Net Income 3.24M
Net Interest Spread 5.23%
Operating Profit to Average Assets 3.10%
Overhead Efficiency Ratio 42.68%
Return on Assets 2.90%
Return on Equity 26.17%