B
First National Bank
OneidaTN
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank
Oneida, TN
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 7.00
Stability Index 6.30
Company Info First National Bank
Oneida, TN
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FDIC Number 4958
Phone Number (423) 569-8586
Website www.fnboneida.com
Asset Quality First National Bank
Oneida, TN
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1-Year Asset Growth 4.86%
5-Year Asset Growth 9.55%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans -0.24%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.31%
Non-Performing Loans to Loans 0.25%
Balance Sheet First National Bank
Oneida, TN
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Total Assets 327.53M
Total Deposits 295.71M
Capital and Reserves First National Bank
Oneida, TN
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Capital 27.36M
Leverage Ratio 11.13
Loan Loss Reserves to Loans 2.77%
Risk-Based Capital Ratio 19.56
Liquidity First National Bank
Oneida, TN
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Hot Money Ratio 32.68%
Liquidity Ratio 26.76%
Profitability First National Bank
Oneida, TN
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5-Year Return on Average Assets 1.26%
Net Income 5.26M
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 60.08%
Return on Assets 1.64%
Return on Equity 19.77%