C
BankStar Financial
Elkton,  SD
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BankStar Financial
Elkton, SD
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Rating C
Asset Quality Index 6.30
Capitalization Index 7.60
Liquidity Index 0.80
Profitability Index 5.60
Stability Index 4.30
Company Info BankStar Financial
Elkton, SD
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FDIC Number 496
Phone Number (605) 542-2681
Website www.ebankstar.bank
Asset Quality BankStar Financial
Elkton, SD
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1-Year Asset Growth 10.79%
5-Year Asset Growth 12.75%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 2.98%
Non-Performing Loans to Loans 0.64%
Balance Sheet BankStar Financial
Elkton, SD
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Total Assets 363.46M
Total Deposits 302.15M
Capital and Reserves BankStar Financial
Elkton, SD
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Capital 34.82M
Leverage Ratio 9.42
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 13.08
Liquidity BankStar Financial
Elkton, SD
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Hot Money Ratio 31.76%
Liquidity Ratio 10.60%
Profitability BankStar Financial
Elkton, SD
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5-Year Return on Average Assets 1.07%
Net Income 2.72M
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 55.43%
Return on Assets 1.51%
Return on Equity 16.18%