C
BankStar Financial
ElktonSD
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BankStar Financial
Elkton, SD
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Rating C
Asset Quality Index 6.50
Capitalization Index 7.40
Liquidity Index 1.00
Profitability Index 5.30
Stability Index 4.30
Company Info BankStar Financial
Elkton, SD
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FDIC Number 496
Phone Number (605) 542-2681
Website www.ebankstar.bank
Asset Quality BankStar Financial
Elkton, SD
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1-Year Asset Growth 3.00%
5-Year Asset Growth 13.00%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 2.66%
Non-Performing Loans to Loans 0.94%
Balance Sheet BankStar Financial
Elkton, SD
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Total Assets 338.84M
Total Deposits 279.19M
Capital and Reserves BankStar Financial
Elkton, SD
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Capital 31.67M
Leverage Ratio 9.28
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 12.72
Liquidity BankStar Financial
Elkton, SD
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Hot Money Ratio 31.94%
Liquidity Ratio 9.38%
Profitability BankStar Financial
Elkton, SD
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5-Year Return on Average Assets 1.07%
Net Income 3.22M
Net Interest Spread 3.52%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 59.50%
Return on Assets 1.29%
Return on Equity 14.54%