B
First Citizens National Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Citizens National Bank
Dyersburg, TN
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.80
Liquidity Index 3.70
Profitability Index 3.60
Stability Index 6.90
Company Info First Citizens National Bank
Dyersburg, TN
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FDIC Number 4972
Phone Number (731) 285-4410
Website www.firstcnb.com
Asset Quality First Citizens National Bank
Dyersburg, TN
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1-Year Asset Growth 4.69%
5-Year Asset Growth 7.39%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.20%
Balance Sheet First Citizens National Bank
Dyersburg, TN
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Total Assets 2.50B
Total Deposits 2.15B
Capital and Reserves First Citizens National Bank
Dyersburg, TN
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Capital 189.54M
Leverage Ratio 9.54
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio --
Liquidity First Citizens National Bank
Dyersburg, TN
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Hot Money Ratio 24.98%
Liquidity Ratio 23.57%
Profitability First Citizens National Bank
Dyersburg, TN
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5-Year Return on Average Assets 1.08%
Net Income 17.96M
Net Interest Spread 2.46%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 72.49%
Return on Assets 0.72%
Return on Equity 9.45%