C
The Citizens National Bank of Meridian
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens National Bank of Meridian
Meridian, MS
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 6.20
Stability Index 4.30
Company Info The Citizens National Bank of Meridian
Meridian, MS
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FDIC Number 4993
Phone Number (601) 693-1331
Website www.yourcnb.com
Asset Quality The Citizens National Bank of Meridian
Meridian, MS
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1-Year Asset Growth 1.71%
5-Year Asset Growth 4.12%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 5.55%
Non-Performing Loans to Loans 0.98%
Balance Sheet The Citizens National Bank of Meridian
Meridian, MS
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Total Assets 1.76B
Total Deposits 1.51B
Capital and Reserves The Citizens National Bank of Meridian
Meridian, MS
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Capital 182.77M
Leverage Ratio 11.41
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 14.60
Liquidity The Citizens National Bank of Meridian
Meridian, MS
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Hot Money Ratio 18.03%
Liquidity Ratio 9.48%
Profitability The Citizens National Bank of Meridian
Meridian, MS
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5-Year Return on Average Assets 1.62%
Net Income 13.91M
Net Interest Spread 3.43%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 63.69%
Return on Assets 1.56%
Return on Equity 15.83%