B
FNB Oxford Bank
OxfordMS
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FNB Oxford Bank
Oxford, MS
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Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 3.70
Stability Index 7.10
Company Info FNB Oxford Bank
Oxford, MS
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FDIC Number 5005
Phone Number (662) 234-2821
Website www.fnboxford.com
Asset Quality FNB Oxford Bank
Oxford, MS
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1-Year Asset Growth 10.73%
5-Year Asset Growth 24.51%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.41%
Non-Performing Loans to Loans 0.37%
Balance Sheet FNB Oxford Bank
Oxford, MS
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Total Assets 862.33M
Total Deposits 722.98M
Capital and Reserves FNB Oxford Bank
Oxford, MS
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Capital 93.48M
Leverage Ratio 11.84
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity FNB Oxford Bank
Oxford, MS
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Hot Money Ratio 15.80%
Liquidity Ratio 18.02%
Profitability FNB Oxford Bank
Oxford, MS
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5-Year Return on Average Assets 1.00%
Net Income 1.45M
Net Interest Spread 2.91%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 57.15%
Return on Assets 0.68%
Return on Equity 6.31%