| Weiss Ratings |
FNB Oxford Bank
Oxford, MS |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 7.20 | |||
| Company Info |
FNB Oxford Bank
Oxford, MS |
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| FDIC Number | 5005 | |||
| Phone Number | (662) 234-2821 | |||
| Website | www.fnboxford.com | |||
| Asset Quality |
FNB Oxford Bank
Oxford, MS |
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| 1-Year Asset Growth | 12.65% | |||
| 5-Year Asset Growth | 20.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.63% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
FNB Oxford Bank
Oxford, MS |
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| Total Assets | 939.72M | |||
| Total Deposits | 786.95M | |||
| Capital and Reserves |
FNB Oxford Bank
Oxford, MS |
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| Capital | 105.41M | |||
| Leverage Ratio | 11.87 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
FNB Oxford Bank
Oxford, MS |
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| Hot Money Ratio | 18.10% | |||
| Liquidity Ratio | 15.46% | |||
| Profitability |
FNB Oxford Bank
Oxford, MS |
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| 5-Year Return on Average Assets | 0.98% | |||
| Net Income | 3.83M | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 64.95% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 7.41% | |||