| Weiss Ratings |
First Choice Bank
Pontotoc, MS |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 5.80 | |||
| Company Info |
First Choice Bank
Pontotoc, MS |
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| FDIC Number | 5006 | |||
| Phone Number | (662) 489-1631 | |||
| Website | www.firstchoice.bank | |||
| Asset Quality |
First Choice Bank
Pontotoc, MS |
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| 1-Year Asset Growth | 2.69% | |||
| 5-Year Asset Growth | 11.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 2.60% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
First Choice Bank
Pontotoc, MS |
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| Total Assets | 498.97M | |||
| Total Deposits | 447.72M | |||
| Capital and Reserves |
First Choice Bank
Pontotoc, MS |
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| Capital | 45.80M | |||
| Leverage Ratio | 10.63 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Choice Bank
Pontotoc, MS |
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| Hot Money Ratio | 30.42% | |||
| Liquidity Ratio | 10.34% | |||
| Profitability |
First Choice Bank
Pontotoc, MS |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 3.27M | |||
| Net Interest Spread | 3.84% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 70.18% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 10.36% | |||