| Weiss Ratings |
First Choice Bank
Pontotoc, MS |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
First Choice Bank
Pontotoc, MS |
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| FDIC Number | 5006 | |||
| Phone Number | (662) 489-1631 | |||
| Website | www.firstchoice.bank | |||
| Asset Quality |
First Choice Bank
Pontotoc, MS |
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| 1-Year Asset Growth | 12.21% | |||
| 5-Year Asset Growth | 8.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 3.13% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
First Choice Bank
Pontotoc, MS |
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| Total Assets | 561.00M | |||
| Total Deposits | 510.01M | |||
| Capital and Reserves |
First Choice Bank
Pontotoc, MS |
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| Capital | 45.93M | |||
| Leverage Ratio | 9.52 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Choice Bank
Pontotoc, MS |
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| Hot Money Ratio | 30.62% | |||
| Liquidity Ratio | 8.90% | |||
| Profitability |
First Choice Bank
Pontotoc, MS |
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| 5-Year Return on Average Assets | 0.98% | |||
| Net Income | 1.04M | |||
| Net Interest Spread | 3.79% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 87.16% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 4.62% | |||