| Weiss Ratings |
First Choice Bank
Pontotoc, MS |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 5.60 | |||
| Company Info |
First Choice Bank
Pontotoc, MS |
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| FDIC Number | 5006 | |||
| Phone Number | (662) 489-1631 | |||
| Website | www.firstchoice.bank | |||
| Asset Quality |
First Choice Bank
Pontotoc, MS |
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| 1-Year Asset Growth | 6.59% | |||
| 5-Year Asset Growth | 8.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 3.44% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
First Choice Bank
Pontotoc, MS |
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| Total Assets | 515.75M | |||
| Total Deposits | 465.39M | |||
| Capital and Reserves |
First Choice Bank
Pontotoc, MS |
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| Capital | 45.02M | |||
| Leverage Ratio | 10.23 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Choice Bank
Pontotoc, MS |
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| Hot Money Ratio | 32.57% | |||
| Liquidity Ratio | 12.31% | |||
| Profitability |
First Choice Bank
Pontotoc, MS |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 4.25M | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 71.78% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 9.89% | |||