| Weiss Ratings |
Century Bank and Trust
Coldwater, MI |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 9.60 | |||
| Stability Index | 7.00 | |||
| Company Info |
Century Bank and Trust
Coldwater, MI |
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| FDIC Number | 5015 | |||
| Phone Number | (517) 278-1500 | |||
| Website | www.centurybankandtrust.com | |||
| Asset Quality |
Century Bank and Trust
Coldwater, MI |
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| 1-Year Asset Growth | 2.05% | |||
| 5-Year Asset Growth | 3.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 4.02% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Century Bank and Trust
Coldwater, MI |
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| Total Assets | 476.79M | |||
| Total Deposits | 403.61M | |||
| Capital and Reserves |
Century Bank and Trust
Coldwater, MI |
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| Capital | 66.08M | |||
| Leverage Ratio | 13.57 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | 23.93 | |||
| Liquidity |
Century Bank and Trust
Coldwater, MI |
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| Hot Money Ratio | 2.61% | |||
| Liquidity Ratio | 28.98% | |||
| Profitability |
Century Bank and Trust
Coldwater, MI |
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| 5-Year Return on Average Assets | 1.50% | |||
| Net Income | 9.17M | |||
| Net Interest Spread | 4.43% | |||
| Operating Profit to Average Assets | 2.34% | |||
| Overhead Efficiency Ratio | 55.37% | |||
| Return on Assets | 1.89% | |||
| Return on Equity | 14.77% | |||