| Weiss Ratings |
Century Bank and Trust
Coldwater, MI |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 7.00 | |||
| Company Info |
Century Bank and Trust
Coldwater, MI |
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| FDIC Number | 5015 | |||
| Phone Number | (517) 278-1500 | |||
| Website | www.centurybankandtrust.com | |||
| Asset Quality |
Century Bank and Trust
Coldwater, MI |
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| 1-Year Asset Growth | 2.66% | |||
| 5-Year Asset Growth | 3.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 2.49% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
Century Bank and Trust
Coldwater, MI |
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| Total Assets | 493.99M | |||
| Total Deposits | 419.04M | |||
| Capital and Reserves |
Century Bank and Trust
Coldwater, MI |
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| Capital | 68.64M | |||
| Leverage Ratio | 14.59 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | 24.00 | |||
| Liquidity |
Century Bank and Trust
Coldwater, MI |
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| Hot Money Ratio | 1.52% | |||
| Liquidity Ratio | 32.50% | |||
| Profitability |
Century Bank and Trust
Coldwater, MI |
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| 5-Year Return on Average Assets | 1.60% | |||
| Net Income | 4.53M | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 2.27% | |||
| Overhead Efficiency Ratio | 55.86% | |||
| Return on Assets | 1.85% | |||
| Return on Equity | 13.44% | |||