Major Rating Factors:
A current level of 13.2 percent of nonperforming loans to core capital combined with 5.6 percent from a year earlier contributes to the Fair asset quality (4.2). Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.8 has resulted in Good (6.8) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.9 on a scale of 0 to 10).
Asset Mix:
Securities (23%), comm loans (5%), comm re (4%), consumer loans (4%), home mtgs (3%), cash (2%), other (58%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Great Plains Bank Corporation
Investment Rating
--
Address
702 Seventh Street
Eureka, SD 57437
Eureka, SD 57437
Phone Number
(605) 284-2633
Year Founded
1920
FDIC Number
Website
Largest Affiliates
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