B
Superior National Bank
HancockMI
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Superior National Bank
Hancock, MI
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 4.70
Stability Index 7.90
Company Info Superior National Bank
Hancock, MI
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FDIC Number 5058
Phone Number (866) 482-0404
Website www.snb-t.com
Asset Quality Superior National Bank
Hancock, MI
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1-Year Asset Growth -0.64%
5-Year Asset Growth 14.78%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 4.24%
Non-Performing Loans to Loans 1.08%
Balance Sheet Superior National Bank
Hancock, MI
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Total Assets 1.04B
Total Deposits 876.58M
Capital and Reserves Superior National Bank
Hancock, MI
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Capital 113.51M
Leverage Ratio 11.33
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 18.17
Liquidity Superior National Bank
Hancock, MI
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Hot Money Ratio 16.52%
Liquidity Ratio 28.15%
Profitability Superior National Bank
Hancock, MI
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5-Year Return on Average Assets 0.99%
Net Income 7.33M
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 72.74%
Return on Assets 0.95%
Return on Equity 9.19%