First National Bank & Trust
| Weiss Ratings |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.00 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5062 | |||
| Phone Number | (906) 774-2200 | |||
| Website | www.fnbimk.com | |||
| Asset Quality |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.17% | |||
| 5-Year Asset Growth | 5.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 2.80% | |||
| Non-Performing Loans to Capital | 16.26% | |||
| Non-Performing Loans to Loans | 5.67% | |||
| Balance Sheet |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 417.24M | |||
| Total Deposits | 361.54M | |||
| Capital and Reserves |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 33.90M | |||
| Leverage Ratio | 8.85 | |||
| Loan Loss Reserves to Loans | 1.93% | |||
| Risk-Based Capital Ratio | 15.88 | |||
| Liquidity |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 11.48% | |||
| Liquidity Ratio | 31.95% | |||
| Profitability |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.10M | |||
| Net Interest Spread | 3.28% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 74.61% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 8.96% | |||