First National Bank & Trust
| Weiss Ratings |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 2.30 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 4.40 | |||
| Company Info |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5062 | |||
| Phone Number | (906) 774-2200 | |||
| Website | www.fnbimk.com | |||
| Asset Quality |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.75% | |||
| 5-Year Asset Growth | 1.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 3.01% | |||
| Non-Performing Loans to Capital | 20.99% | |||
| Non-Performing Loans to Loans | 5.44% | |||
| Balance Sheet |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 386.39M | |||
| Total Deposits | 337.61M | |||
| Capital and Reserves |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 36.96M | |||
| Leverage Ratio | 9.48 | |||
| Loan Loss Reserves to Loans | 2.28% | |||
| Risk-Based Capital Ratio | 16.58 | |||
| Liquidity |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.35% | |||
| Liquidity Ratio | 23.16% | |||
| Profitability |
First National Bank & Trust
Iron Mountain, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 1.71M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 66.99% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 9.49% | |||