First National Bank & Trust
| Weiss Ratings |
First National Bank & Trust
Iron Mountain, MI |
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| Rating | ||||
| Asset Quality Index | 2.40 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 4.40 | |||
| Company Info |
First National Bank & Trust
Iron Mountain, MI |
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| FDIC Number | 5062 | |||
| Phone Number | (906) 774-2200 | |||
| Website | www.fnbimk.com | |||
| Asset Quality |
First National Bank & Trust
Iron Mountain, MI |
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| 1-Year Asset Growth | 0.51% | |||
| 5-Year Asset Growth | 1.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 2.70% | |||
| Non-Performing Loans to Capital | 21.91% | |||
| Non-Performing Loans to Loans | 5.42% | |||
| Balance Sheet |
First National Bank & Trust
Iron Mountain, MI |
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| Total Assets | 412.11M | |||
| Total Deposits | 355.19M | |||
| Capital and Reserves |
First National Bank & Trust
Iron Mountain, MI |
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| Capital | 35.32M | |||
| Leverage Ratio | 8.96 | |||
| Loan Loss Reserves to Loans | 2.05% | |||
| Risk-Based Capital Ratio | 16.07 | |||
| Liquidity |
First National Bank & Trust
Iron Mountain, MI |
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| Hot Money Ratio | 11.75% | |||
| Liquidity Ratio | 31.13% | |||
| Profitability |
First National Bank & Trust
Iron Mountain, MI |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.99M | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 74.05% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 9.29% | |||