C
The First National Bank of Saint Ignace
Rating Date
October 2025
Risk Based
Capital Ratio
17.07
Leverage
Ratio
6.99
Return On
Assets
0.07%
Total
Assets
364.78M
Capital
15.45M
Total
Deposits
348.15M
Net
Income
181.00K
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Weiss Ratings The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Rating C
Asset Quality Index 8.90
Capitalization Index 5.00
Liquidity Index 5.80
Profitability Index 2.10
Stability Index 2.80
Company Info The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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FDIC Number 5074
Phone Number (906) 643-6800
Website www.fnbsi.com
Asset Quality The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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1-Year Asset Growth 2.12%
5-Year Asset Growth 4.12%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.50%
Balance Sheet The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Total Assets 364.78M
Total Deposits 348.15M
Capital and Reserves The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Capital 15.45M
Leverage Ratio 6.99
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 17.07
Liquidity The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Hot Money Ratio 12.11%
Liquidity Ratio 61.32%
Profitability The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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5-Year Return on Average Assets 0.47%
Net Income 181.00K
Net Interest Spread 2.03%
Operating Profit to Average Assets 0.07%
Overhead Efficiency Ratio 96.75%
Return on Assets 0.07%
Return on Equity 1.87%