C
The First National Bank of Saint Ignace
Rating Date
March 2026
Risk Based
Capital Ratio
16.62
Leverage
Ratio
7.09
Return On
Assets
-0.01%
Total
Assets
343.70M
Capital
18.04M
Total
Deposits
323.98M
Net
Income
-25.00K
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Weiss Ratings The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 5.10
Liquidity Index 5.60
Profitability Index 1.90
Stability Index 2.80
Company Info The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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FDIC Number 5074
Phone Number (906) 643-6800
Website www.fnbsi.com
Asset Quality The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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1-Year Asset Growth 8.31%
5-Year Asset Growth 1.67%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 4.10%
Non-Performing Loans to Loans 0.47%
Balance Sheet The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Total Assets 343.70M
Total Deposits 323.98M
Capital and Reserves The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Capital 18.04M
Leverage Ratio 7.09
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 16.62
Liquidity The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Hot Money Ratio 13.30%
Liquidity Ratio 60.93%
Profitability The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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5-Year Return on Average Assets 0.47%
Net Income -25.00K
Net Interest Spread 2.16%
Operating Profit to Average Assets -0.05%
Overhead Efficiency Ratio 91.22%
Return on Assets -0.01%
Return on Equity -0.18%