C
The First National Bank of Saint Ignace
Rating Date
April 2025
Risk Based
Capital Ratio
17.29
Leverage
Ratio
7.21
Return On
Assets
1.13%
Total
Assets
317.34M
Capital
10.46M
Total
Deposits
305.69M
Net
Income
3.59M
My Lists My Alerts
Weiss Ratings The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 7.60
Capitalization Index 5.20
Liquidity Index 5.60
Profitability Index 4.30
Stability Index 2.00
Company Info The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 5074
Phone Number (906) 643-6800
Website www.fnbsi.com
Asset Quality The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.66%
5-Year Asset Growth 4.12%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.03%
Non-Performing Loans to Loans 0.60%
Balance Sheet The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 317.34M
Total Deposits 305.69M
Capital and Reserves The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 10.46M
Leverage Ratio 7.21
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 17.29
Liquidity The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 11.96%
Liquidity Ratio 55.80%
Profitability The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.33%
Net Income 3.59M
Net Interest Spread 1.99%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 60.42%
Return on Assets 1.13%
Return on Equity 41.83%