C
The First National Bank of Saint Ignace
Rating Date
October 2025
Risk Based
Capital Ratio
16.21
Leverage
Ratio
7.71
Return On
Assets
-0.01%
Total
Assets
321.80M
Capital
13.31M
Total
Deposits
307.16M
Net
Income
-13.00K
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Weiss Ratings The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Rating C
Asset Quality Index 7.70
Capitalization Index 5.70
Liquidity Index 5.40
Profitability Index 2.20
Stability Index 2.80
Company Info The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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FDIC Number 5074
Phone Number (906) 643-6800
Website www.fnbsi.com
Asset Quality The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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1-Year Asset Growth 5.04%
5-Year Asset Growth 4.12%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 2.95%
Non-Performing Loans to Loans 0.49%
Balance Sheet The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Total Assets 321.80M
Total Deposits 307.16M
Capital and Reserves The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Capital 13.31M
Leverage Ratio 7.71
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 16.21
Liquidity The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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Hot Money Ratio 15.34%
Liquidity Ratio 55.04%
Profitability The First National Bank of Saint Ignace
Saint Ignace, MI 		Click to
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5-Year Return on Average Assets 0.47%
Net Income -13.00K
Net Interest Spread 1.88%
Operating Profit to Average Assets -0.04%
Overhead Efficiency Ratio 101.20%
Return on Assets -0.01%
Return on Equity -0.21%