| Weiss Ratings |
The First National Bank of Wakefield
Wakefield, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 4.00 | |||
| Company Info |
The First National Bank of Wakefield
Wakefield, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5076 | |||
| Phone Number | (906) 224-9581 | |||
| Website | www.fnbwakefieldmi.com | |||
| Asset Quality |
The First National Bank of Wakefield
Wakefield, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.93% | |||
| 5-Year Asset Growth | 1.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 4.26% | |||
| Non-Performing Loans to Loans | 0.93% | |||
| Balance Sheet |
The First National Bank of Wakefield
Wakefield, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 53.90M | |||
| Total Deposits | 49.12M | |||
| Capital and Reserves |
The First National Bank of Wakefield
Wakefield, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 4.63M | |||
| Leverage Ratio | 9.81 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 24.38 | |||
| Liquidity |
The First National Bank of Wakefield
Wakefield, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.87% | |||
| Liquidity Ratio | 58.91% | |||
| Profitability |
The First National Bank of Wakefield
Wakefield, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 168.00K | |||
| Net Interest Spread | 3.89% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 82.73% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 7.46% | |||