| Weiss Ratings |
The First National Bank of Wakefield
Wakefield, MI |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 4.00 | |||
| Company Info |
The First National Bank of Wakefield
Wakefield, MI |
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| FDIC Number | 5076 | |||
| Phone Number | (906) 224-9581 | |||
| Website | www.fnbwakefieldmi.com | |||
| Asset Quality |
The First National Bank of Wakefield
Wakefield, MI |
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| 1-Year Asset Growth | -2.32% | |||
| 5-Year Asset Growth | -0.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 2.75% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
The First National Bank of Wakefield
Wakefield, MI |
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| Total Assets | 52.65M | |||
| Total Deposits | 47.70M | |||
| Capital and Reserves |
The First National Bank of Wakefield
Wakefield, MI |
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| Capital | 4.83M | |||
| Leverage Ratio | 10.15 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | 24.81 | |||
| Liquidity |
The First National Bank of Wakefield
Wakefield, MI |
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| Hot Money Ratio | 10.79% | |||
| Liquidity Ratio | 58.67% | |||
| Profitability |
The First National Bank of Wakefield
Wakefield, MI |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 172.00K | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 82.65% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 7.13% | |||