Star Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Fair (4.6) profitability. A current level of 19.0 percent of nonperforming loans to core capital combined with 30.8 percent from a year earlier contributes to the Weak asset quality (1.8).
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 11.8 and a capital leverage ratio of 9.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Comm loans (13%), home mtgs (11%), cash (9%), comm re (8%), securities (7%), home eq lns (3%), consumer loans (1%), other (48%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MidWest Bancorporation, Inc.
Investment Rating
--
Address
100 State Highway 55, East
Maple Lake, MN 55358
Maple Lake, MN 55358
Phone Number
(320) 558-8001
Year Founded
1904
FDIC Number
Website
Largest Affiliates
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