| Weiss Ratings |
The Bank of Vernon
Vernon, AL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
The Bank of Vernon
Vernon, AL |
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| FDIC Number | 51 | |||
| Phone Number | (205) 695-7141 | |||
| Website | www.bankofvernon.bank | |||
| Asset Quality |
The Bank of Vernon
Vernon, AL |
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| 1-Year Asset Growth | 12.84% | |||
| 5-Year Asset Growth | 24.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 2.84% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
The Bank of Vernon
Vernon, AL |
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| Total Assets | 378.73M | |||
| Total Deposits | 314.14M | |||
| Capital and Reserves |
The Bank of Vernon
Vernon, AL |
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| Capital | 62.75M | |||
| Leverage Ratio | 17.92 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Bank of Vernon
Vernon, AL |
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| Hot Money Ratio | 29.78% | |||
| Liquidity Ratio | 28.24% | |||
| Profitability |
The Bank of Vernon
Vernon, AL |
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| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 1.14M | |||
| Net Interest Spread | 4.34% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 49.14% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 7.43% | |||