| Weiss Ratings |
The Bank of Vernon
Vernon, AL |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
The Bank of Vernon
Vernon, AL |
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| FDIC Number | 51 | |||
| Phone Number | (205) 695-7141 | |||
| Website | www.bankofvernon.bank | |||
| Asset Quality |
The Bank of Vernon
Vernon, AL |
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| 1-Year Asset Growth | 14.56% | |||
| 5-Year Asset Growth | 20.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.25% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
The Bank of Vernon
Vernon, AL |
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| Total Assets | 445.36M | |||
| Total Deposits | 373.64M | |||
| Capital and Reserves |
The Bank of Vernon
Vernon, AL |
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| Capital | 70.06M | |||
| Leverage Ratio | 16.60 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Bank of Vernon
Vernon, AL |
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| Hot Money Ratio | 29.47% | |||
| Liquidity Ratio | 19.05% | |||
| Profitability |
The Bank of Vernon
Vernon, AL |
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| 5-Year Return on Average Assets | 1.57% | |||
| Net Income | 2.72M | |||
| Net Interest Spread | 4.80% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 48.11% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 7.88% | |||