| Weiss Ratings |
The Bank of Vernon
Vernon, AL |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
The Bank of Vernon
Vernon, AL |
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| FDIC Number | 51 | |||
| Phone Number | (205) 695-7141 | |||
| Website | www.bankofvernon.bank | |||
| Asset Quality |
The Bank of Vernon
Vernon, AL |
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| 1-Year Asset Growth | 14.02% | |||
| 5-Year Asset Growth | 20.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 0.67% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
The Bank of Vernon
Vernon, AL |
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| Total Assets | 414.57M | |||
| Total Deposits | 345.11M | |||
| Capital and Reserves |
The Bank of Vernon
Vernon, AL |
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| Capital | 67.61M | |||
| Leverage Ratio | 17.23 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Bank of Vernon
Vernon, AL |
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| Hot Money Ratio | 30.32% | |||
| Liquidity Ratio | 16.69% | |||
| Profitability |
The Bank of Vernon
Vernon, AL |
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| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 5.34M | |||
| Net Interest Spread | 4.77% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 51.31% | |||
| Return on Assets | 1.38% | |||
| Return on Equity | 8.31% | |||