Granite Bank
| Weiss Ratings |
Granite Bank
Cold Spring, MN |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Granite Bank
Cold Spring, MN |
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| FDIC Number | 5116 | |||
| Phone Number | (320) 685-8611 | |||
| Website | granitebank.com | |||
| Asset Quality |
Granite Bank
Cold Spring, MN |
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| 1-Year Asset Growth | 12.02% | |||
| 5-Year Asset Growth | 32.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 3.23% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Granite Bank
Cold Spring, MN |
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| Total Assets | 327.99M | |||
| Total Deposits | 273.44M | |||
| Capital and Reserves |
Granite Bank
Cold Spring, MN |
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| Capital | 29.18M | |||
| Leverage Ratio | 8.50 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Risk-Based Capital Ratio | 10.51 | |||
| Liquidity |
Granite Bank
Cold Spring, MN |
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| Hot Money Ratio | 5.44% | |||
| Liquidity Ratio | 5.02% | |||
| Profitability |
Granite Bank
Cold Spring, MN |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 1.51M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 89.15% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 10.76% | |||