Granite Bank
| Weiss Ratings |
Granite Bank
Cold Spring, MN |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Granite Bank
Cold Spring, MN |
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| FDIC Number | 5116 | |||
| Phone Number | (320) 685-8611 | |||
| Website | granitebank.com | |||
| Asset Quality |
Granite Bank
Cold Spring, MN |
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| 1-Year Asset Growth | 13.08% | |||
| 5-Year Asset Growth | 32.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 4.42% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Granite Bank
Cold Spring, MN |
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| Total Assets | 341.08M | |||
| Total Deposits | 295.81M | |||
| Capital and Reserves |
Granite Bank
Cold Spring, MN |
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| Capital | 29.67M | |||
| Leverage Ratio | 8.03 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Risk-Based Capital Ratio | 10.98 | |||
| Liquidity |
Granite Bank
Cold Spring, MN |
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| Hot Money Ratio | 7.29% | |||
| Liquidity Ratio | 5.12% | |||
| Profitability |
Granite Bank
Cold Spring, MN |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 2.44M | |||
| Net Interest Spread | 4.25% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 89.62% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 11.40% | |||