B
Deerwood Bank
Rating Date
March 2026
Risk Based
Capital Ratio
11.73
Leverage
Ratio
8.27
Return On
Assets
1.74%
Total
Assets
1.43B
Capital
129.36M
Total
Deposits
1.29B
Net
Income
21.79M
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Weiss Ratings Deerwood Bank
Waite Park, MN 		Click to
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Rating B
Asset Quality Index 5.50
Capitalization Index 6.30
Liquidity Index 3.40
Profitability Index 7.10
Stability Index 7.90
Company Info Deerwood Bank
Waite Park, MN 		Click to
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FDIC Number 5123
Phone Number (320) 252-4200
Website www.deerwoodbank.com
Asset Quality Deerwood Bank
Waite Park, MN 		Click to
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1-Year Asset Growth 21.05%
5-Year Asset Growth 10.56%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 5.62%
Non-Performing Loans to Loans 1.08%
Balance Sheet Deerwood Bank
Waite Park, MN 		Click to
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Total Assets 1.43B
Total Deposits 1.29B
Capital and Reserves Deerwood Bank
Waite Park, MN 		Click to
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Capital 129.36M
Leverage Ratio 8.27
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 11.73
Liquidity Deerwood Bank
Waite Park, MN 		Click to
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Hot Money Ratio 6.36%
Liquidity Ratio 27.00%
Profitability Deerwood Bank
Waite Park, MN 		Click to
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5-Year Return on Average Assets 1.14%
Net Income 21.79M
Net Interest Spread 4.44%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 59.80%
Return on Assets 1.74%
Return on Equity 17.87%