B
Deerwood Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Deerwood Bank
Waite Park, MN
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Rating B
Asset Quality Index 5.00
Capitalization Index 7.10
Liquidity Index 2.40
Profitability Index 5.70
Stability Index 8.20
Company Info Deerwood Bank
Waite Park, MN
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FDIC Number 5123
Phone Number (320) 252-4200
Website www.deerwoodbank.com
Asset Quality Deerwood Bank
Waite Park, MN
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1-Year Asset Growth 14.03%
5-Year Asset Growth 12.82%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 7.44%
Non-Performing Loans to Loans 1.71%
Balance Sheet Deerwood Bank
Waite Park, MN
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Total Assets 1.18B
Total Deposits 1.05B
Capital and Reserves Deerwood Bank
Waite Park, MN
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Capital 118.10M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio 12.28
Liquidity Deerwood Bank
Waite Park, MN
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Hot Money Ratio 7.01%
Liquidity Ratio 13.59%
Profitability Deerwood Bank
Waite Park, MN
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5-Year Return on Average Assets 1.14%
Net Income 4.52M
Net Interest Spread 4.36%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 61.14%
Return on Assets 1.54%
Return on Equity 15.52%