| Weiss Ratings |
Western National Bank
Duluth, MN |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.50 | |||
| Company Info |
Western National Bank
Duluth, MN |
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| FDIC Number | 5131 | |||
| Phone Number | (218) 723-1000 | |||
| Website | www.wbduluth.com | |||
| Asset Quality |
Western National Bank
Duluth, MN |
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| 1-Year Asset Growth | 5.27% | |||
| 5-Year Asset Growth | 2.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 2.68% | |||
| Non-Performing Loans to Capital | 0.34% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Western National Bank
Duluth, MN |
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| Total Assets | 128.36M | |||
| Total Deposits | 106.75M | |||
| Capital and Reserves |
Western National Bank
Duluth, MN |
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| Capital | 14.58M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | 14.57 | |||
| Liquidity |
Western National Bank
Duluth, MN |
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| Hot Money Ratio | 27.02% | |||
| Liquidity Ratio | 12.27% | |||
| Profitability |
Western National Bank
Duluth, MN |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 666.00K | |||
| Net Interest Spread | 4.45% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 83.89% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 6.20% | |||