C
First Bank Elk River
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank Elk River
Elk River, MN
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Rating C
Asset Quality Index 7.10
Capitalization Index 7.80
Liquidity Index 2.40
Profitability Index 3.00
Stability Index 3.80
Company Info First Bank Elk River
Elk River, MN
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FDIC Number 5136
Phone Number (763) 241-3637
Website elkriver.bank
Asset Quality First Bank Elk River
Elk River, MN
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1-Year Asset Growth 0.20%
5-Year Asset Growth 4.80%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 1.39%
Non-Performing Loans to Loans 0.02%
Balance Sheet First Bank Elk River
Elk River, MN
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Total Assets 362.07M
Total Deposits 272.74M
Capital and Reserves First Bank Elk River
Elk River, MN
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Capital 25.77M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio --
Liquidity First Bank Elk River
Elk River, MN
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Hot Money Ratio 16.95%
Liquidity Ratio 13.61%
Profitability First Bank Elk River
Elk River, MN
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5-Year Return on Average Assets 0.79%
Net Income 915.00K
Net Interest Spread 2.94%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 78.28%
Return on Assets 0.49%
Return on Equity 7.34%