C
The First National Bank of Fairfax
Fairfax,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Fairfax
Fairfax, MN
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Rating C
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 4.90
Stability Index 8.50
Company Info The First National Bank of Fairfax
Fairfax, MN
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FDIC Number 5142
Phone Number (507) 426-7242
Website www.fnbfx.com
Asset Quality The First National Bank of Fairfax
Fairfax, MN
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1-Year Asset Growth -3.99%
5-Year Asset Growth 2.28%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 4.45%
Non-Performing Loans to Capital 8.89%
Non-Performing Loans to Loans 16.24%
Balance Sheet The First National Bank of Fairfax
Fairfax, MN
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Total Assets 35.65M
Total Deposits 21.94M
Capital and Reserves The First National Bank of Fairfax
Fairfax, MN
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Capital 13.61M
Leverage Ratio 38.46
Loan Loss Reserves to Loans 4.06%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Fairfax
Fairfax, MN
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Hot Money Ratio 5.47%
Liquidity Ratio 108.55%
Profitability The First National Bank of Fairfax
Fairfax, MN
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5-Year Return on Average Assets 1.21%
Net Income 196.00K
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 66.95%
Return on Assets 1.09%
Return on Equity 2.90%