C
The First National Bank of Fairfax
FairfaxMN
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Fairfax
Fairfax, MN
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Rating C
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 3.50
Stability Index 8.50
Company Info The First National Bank of Fairfax
Fairfax, MN
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FDIC Number 5142
Phone Number (507) 426-7242
Website www.fnbfx.com
Asset Quality The First National Bank of Fairfax
Fairfax, MN
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1-Year Asset Growth -6.16%
5-Year Asset Growth 2.28%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 3.21%
Non-Performing Loans to Loans 2.92%
Balance Sheet The First National Bank of Fairfax
Fairfax, MN
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Total Assets 36.28M
Total Deposits 22.81M
Capital and Reserves The First National Bank of Fairfax
Fairfax, MN
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Capital 13.42M
Leverage Ratio 35.90
Loan Loss Reserves to Loans 3.84%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Fairfax
Fairfax, MN
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Hot Money Ratio 5.65%
Liquidity Ratio 108.26%
Profitability The First National Bank of Fairfax
Fairfax, MN
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5-Year Return on Average Assets 1.16%
Net Income 436.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 69.18%
Return on Assets 1.16%
Return on Equity 3.21%