B
Wells Fargo Bank South Central, National Association
Houston,  TX
Rating Date
October 2025
Risk Based
Capital Ratio
64.13
Leverage
Ratio
20.86
Return On
Assets
1.45%
Total
Assets
3.53B
Capital
837.72M
Total
Deposits
2.41B
Net
Income
30.61M
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Weiss Ratings Wells Fargo Bank South Central, National Association
Houston, TX 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 5.40
Stability Index 8.10
Company Info Wells Fargo Bank South Central, National Association
Houston, TX 		Click to
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FDIC Number 5146
Phone Number (713) 802-2717
Website www.wellsfargo.com
Asset Quality Wells Fargo Bank South Central, National Association
Houston, TX 		Click to
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1-Year Asset Growth -6.75%
5-Year Asset Growth -4.14%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 3.37%
Non-Performing Loans to Loans 1.43%
Balance Sheet Wells Fargo Bank South Central, National Association
Houston, TX 		Click to
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Total Assets 3.53B
Total Deposits 2.41B
Capital and Reserves Wells Fargo Bank South Central, National Association
Houston, TX 		Click to
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Capital 837.72M
Leverage Ratio 20.86
Loan Loss Reserves to Loans 0.16%
Risk-Based Capital Ratio 64.13
Liquidity Wells Fargo Bank South Central, National Association
Houston, TX 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 55.20%
Profitability Wells Fargo Bank South Central, National Association
Houston, TX 		Click to
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5-Year Return on Average Assets 0.54%
Net Income 30.61M
Net Interest Spread 1.91%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 16.20%
Return on Assets 1.45%
Return on Equity 7.46%