C
My kind of bank, National association
Rating Date
August 2026
Risk Based
Capital Ratio
13.04
Leverage
Ratio
9.03
Return On
Assets
1.42%
Total
Assets
422.56M
Capital
34.01M
Total
Deposits
385.64M
Net
Income
2.97M
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Weiss Ratings My kind of bank, National association
Ottertail, MN 		Click to
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Rating C
Asset Quality Index 4.80
Capitalization Index 7.10
Liquidity Index 1.60
Profitability Index 5.60
Stability Index 5.20
Company Info My kind of bank, National association
Ottertail, MN 		Click to
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FDIC Number 5162
Phone Number (218) 367-2735
Website www.mykindofbank.com
Asset Quality My kind of bank, National association
Ottertail, MN 		Click to
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1-Year Asset Growth 7.27%
5-Year Asset Growth 12.10%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 8.40%
Non-Performing Loans to Loans 1.02%
Balance Sheet My kind of bank, National association
Ottertail, MN 		Click to
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Total Assets 422.56M
Total Deposits 385.64M
Capital and Reserves My kind of bank, National association
Ottertail, MN 		Click to
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Capital 34.01M
Leverage Ratio 9.03
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 13.04
Liquidity My kind of bank, National association
Ottertail, MN 		Click to
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Hot Money Ratio 23.88%
Liquidity Ratio 7.93%
Profitability My kind of bank, National association
Ottertail, MN 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 2.97M
Net Interest Spread 4.03%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 61.83%
Return on Assets 1.42%
Return on Equity 17.94%