C
My kind of bank, National association
Rating Date
March 2026
Risk Based
Capital Ratio
13.05
Leverage
Ratio
8.78
Return On
Assets
1.12%
Total
Assets
417.64M
Capital
32.74M
Total
Deposits
382.16M
Net
Income
4.40M
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Weiss Ratings My kind of bank, National association
Ottertail, MN 		Click to
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Rating C
Asset Quality Index 4.90
Capitalization Index 6.80
Liquidity Index 2.00
Profitability Index 4.80
Stability Index 5.10
Company Info My kind of bank, National association
Ottertail, MN 		Click to
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FDIC Number 5162
Phone Number (218) 367-2735
Website www.mykindofbank.com
Asset Quality My kind of bank, National association
Ottertail, MN 		Click to
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1-Year Asset Growth 10.31%
5-Year Asset Growth 12.10%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 5.48%
Non-Performing Loans to Loans 0.59%
Balance Sheet My kind of bank, National association
Ottertail, MN 		Click to
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Total Assets 417.64M
Total Deposits 382.16M
Capital and Reserves My kind of bank, National association
Ottertail, MN 		Click to
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Capital 32.74M
Leverage Ratio 8.78
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 13.05
Liquidity My kind of bank, National association
Ottertail, MN 		Click to
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Hot Money Ratio 24.61%
Liquidity Ratio 11.08%
Profitability My kind of bank, National association
Ottertail, MN 		Click to
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5-Year Return on Average Assets 1.29%
Net Income 4.40M
Net Interest Spread 3.83%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 68.05%
Return on Assets 1.12%
Return on Equity 15.12%