B
Bank Midwest
Rating Date
October 2025
Risk Based
Capital Ratio
12.44
Leverage
Ratio
9.71
Return On
Assets
0.81%
Total
Assets
1.35B
Capital
125.69M
Total
Deposits
1.16B
Net
Income
8.31M
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Weiss Ratings Bank Midwest
Spirit Lake, IA 		Click to
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Rating B
Asset Quality Index 6.40
Capitalization Index 8.10
Liquidity Index 2.90
Profitability Index 4.50
Stability Index 6.90
Company Info Bank Midwest
Spirit Lake, IA 		Click to
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FDIC Number 5170
Phone Number (712) 336-0505
Website www.bankmidwest.com
Asset Quality Bank Midwest
Spirit Lake, IA 		Click to
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1-Year Asset Growth -0.03%
5-Year Asset Growth 9.02%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.47%
Non-Performing Loans to Loans 0.41%
Balance Sheet Bank Midwest
Spirit Lake, IA 		Click to
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Total Assets 1.35B
Total Deposits 1.16B
Capital and Reserves Bank Midwest
Spirit Lake, IA 		Click to
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Capital 125.69M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 12.44
Liquidity Bank Midwest
Spirit Lake, IA 		Click to
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Hot Money Ratio 25.12%
Liquidity Ratio 7.18%
Profitability Bank Midwest
Spirit Lake, IA 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 8.31M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 69.18%
Return on Assets 0.81%
Return on Equity 9.26%