C
The First National Bank of Le Center
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The First National Bank of Le Center
Lonsdale, MN
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Rating C
Asset Quality Index 5.00
Capitalization Index 8.50
Liquidity Index 1.60
Profitability Index 5.40
Stability Index 5.60
Company Info The First National Bank of Le Center
Lonsdale, MN
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FDIC Number 5180
Phone Number (507) 357-2273
Website www.fnblecenter.com
Asset Quality The First National Bank of Le Center
Lonsdale, MN
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1-Year Asset Growth 10.93%
5-Year Asset Growth 4.36%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 13.46%
Non-Performing Loans to Loans 0.18%
Balance Sheet The First National Bank of Le Center
Lonsdale, MN
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Total Assets 173.82M
Total Deposits 151.46M
Capital and Reserves The First National Bank of Le Center
Lonsdale, MN
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Capital 16.10M
Leverage Ratio 9.98
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Le Center
Lonsdale, MN
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Hot Money Ratio 27.05%
Liquidity Ratio 22.04%
Profitability The First National Bank of Le Center
Lonsdale, MN
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5-Year Return on Average Assets 0.88%
Net Income 1.73M
Net Interest Spread 3.45%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 59.49%
Return on Assets 1.41%
Return on Equity 15.37%