C
The First National Bank of Le Center
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The First National Bank of Le Center
Lonsdale, MN
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Rating C
Asset Quality Index 4.30
Capitalization Index 8.10
Liquidity Index 1.10
Profitability Index 4.90
Stability Index 5.90
Company Info The First National Bank of Le Center
Lonsdale, MN
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FDIC Number 5180
Phone Number (507) 357-2273
Website www.fnblecenter.com
Asset Quality The First National Bank of Le Center
Lonsdale, MN
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1-Year Asset Growth 6.26%
5-Year Asset Growth 4.36%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 19.01%
Non-Performing Loans to Loans 0.19%
Balance Sheet The First National Bank of Le Center
Lonsdale, MN
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Total Assets 165.11M
Total Deposits 138.31M
Capital and Reserves The First National Bank of Le Center
Lonsdale, MN
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Capital 15.42M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Le Center
Lonsdale, MN
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Hot Money Ratio 27.52%
Liquidity Ratio 17.70%
Profitability The First National Bank of Le Center
Lonsdale, MN
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5-Year Return on Average Assets 0.88%
Net Income 1.14M
Net Interest Spread 3.39%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 59.71%
Return on Assets 1.41%
Return on Equity 15.66%