| Weiss Ratings |
First Farmers & Merchants National Bank
Luverne, MN |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
First Farmers & Merchants National Bank
Luverne, MN |
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| FDIC Number | 5186 | |||
| Phone Number | (507) 283-4463 | |||
| Website | www.ffmbank.com | |||
| Asset Quality |
First Farmers & Merchants National Bank
Luverne, MN |
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| 1-Year Asset Growth | 1.53% | |||
| 5-Year Asset Growth | 4.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Farmers & Merchants National Bank
Luverne, MN |
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| Total Assets | 240.84M | |||
| Total Deposits | 211.99M | |||
| Capital and Reserves |
First Farmers & Merchants National Bank
Luverne, MN |
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| Capital | 23.71M | |||
| Leverage Ratio | 11.36 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 15.37 | |||
| Liquidity |
First Farmers & Merchants National Bank
Luverne, MN |
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| Hot Money Ratio | 25.84% | |||
| Liquidity Ratio | 13.87% | |||
| Profitability |
First Farmers & Merchants National Bank
Luverne, MN |
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| 5-Year Return on Average Assets | 1.58% | |||
| Net Income | 1.84M | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.80% | |||
| Overhead Efficiency Ratio | 53.40% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 10.77% | |||