| Weiss Ratings |
First Farmers & Merchants National Bank
Luverne, MN |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 5.00 | |||
| Company Info |
First Farmers & Merchants National Bank
Luverne, MN |
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| FDIC Number | 5186 | |||
| Phone Number | (507) 283-4463 | |||
| Website | www.ffmbank.com | |||
| Asset Quality |
First Farmers & Merchants National Bank
Luverne, MN |
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| 1-Year Asset Growth | 7.53% | |||
| 5-Year Asset Growth | 2.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 2.10% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Farmers & Merchants National Bank
Luverne, MN |
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| Total Assets | 243.82M | |||
| Total Deposits | 215.07M | |||
| Capital and Reserves |
First Farmers & Merchants National Bank
Luverne, MN |
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| Capital | 24.67M | |||
| Leverage Ratio | 11.00 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 14.91 | |||
| Liquidity |
First Farmers & Merchants National Bank
Luverne, MN |
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| Hot Money Ratio | 26.63% | |||
| Liquidity Ratio | 8.98% | |||
| Profitability |
First Farmers & Merchants National Bank
Luverne, MN |
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| 5-Year Return on Average Assets | 1.58% | |||
| Net Income | 2.66M | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 52.47% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 11.52% | |||