| Weiss Ratings |
First Farmers & Merchants National Bank
Luverne, MN |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
First Farmers & Merchants National Bank
Luverne, MN |
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| FDIC Number | 5186 | |||
| Phone Number | (507) 283-4463 | |||
| Website | www.ffmbank.com | |||
| Asset Quality |
First Farmers & Merchants National Bank
Luverne, MN |
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| 1-Year Asset Growth | 7.59% | |||
| 5-Year Asset Growth | 2.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 5.06% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
First Farmers & Merchants National Bank
Luverne, MN |
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| Total Assets | 242.61M | |||
| Total Deposits | 213.50M | |||
| Capital and Reserves |
First Farmers & Merchants National Bank
Luverne, MN |
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| Capital | 26.36M | |||
| Leverage Ratio | 11.62 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | 15.31 | |||
| Liquidity |
First Farmers & Merchants National Bank
Luverne, MN |
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| Hot Money Ratio | 28.04% | |||
| Liquidity Ratio | 6.74% | |||
| Profitability |
First Farmers & Merchants National Bank
Luverne, MN |
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| 5-Year Return on Average Assets | 1.70% | |||
| Net Income | 1.55M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 53.03% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 12.27% | |||