B
The First National Bank of McIntosh
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of McIntosh
McIntosh, MN
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 7.70
Stability Index 7.00
Company Info The First National Bank of McIntosh
McIntosh, MN
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FDIC Number 5196
Phone Number (218) 563-2865
Website www.fnbmcintosh.com
Asset Quality The First National Bank of McIntosh
McIntosh, MN
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1-Year Asset Growth 17.00%
5-Year Asset Growth 9.41%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.40%
Non-Performing Loans to Loans 0.22%
Balance Sheet The First National Bank of McIntosh
McIntosh, MN
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Total Assets 43.86M
Total Deposits 34.44M
Capital and Reserves The First National Bank of McIntosh
McIntosh, MN
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Capital 9.30M
Leverage Ratio 21.45
Loan Loss Reserves to Loans 1.95%
Risk-Based Capital Ratio 69.54
Liquidity The First National Bank of McIntosh
McIntosh, MN
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Hot Money Ratio 18.92%
Liquidity Ratio 71.71%
Profitability The First National Bank of McIntosh
McIntosh, MN
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5-Year Return on Average Assets 1.07%
Net Income 676.00K
Net Interest Spread 3.35%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 47.92%
Return on Assets 1.67%
Return on Equity 7.64%