B
The First National Bank of McIntosh
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of McIntosh
McIntosh, MN
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 7.70
Stability Index 6.30
Company Info The First National Bank of McIntosh
McIntosh, MN
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FDIC Number 5196
Phone Number (218) 563-2865
Website www.fnbmcintosh.com
Asset Quality The First National Bank of McIntosh
McIntosh, MN
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1-Year Asset Growth 13.48%
5-Year Asset Growth 8.04%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.34%
Non-Performing Loans to Loans 0.17%
Balance Sheet The First National Bank of McIntosh
McIntosh, MN
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Total Assets 41.04M
Total Deposits 31.78M
Capital and Reserves The First National Bank of McIntosh
McIntosh, MN
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Capital 9.06M
Leverage Ratio 21.90
Loan Loss Reserves to Loans 1.83%
Risk-Based Capital Ratio 64.58
Liquidity The First National Bank of McIntosh
McIntosh, MN
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Hot Money Ratio 20.27%
Liquidity Ratio 66.16%
Profitability The First National Bank of McIntosh
McIntosh, MN
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5-Year Return on Average Assets 1.07%
Net Income 487.00K
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 47.64%
Return on Assets 1.64%
Return on Equity 7.43%