| Weiss Ratings |
The Citizens Bank of Winfield
Winfield, AL |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.50 | |||
| Company Info |
The Citizens Bank of Winfield
Winfield, AL |
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| FDIC Number | 52 | |||
| Phone Number | (205) 487-4277 | |||
| Website | www.cbwinfield.com/ | |||
| Asset Quality |
The Citizens Bank of Winfield
Winfield, AL |
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| 1-Year Asset Growth | 10.98% | |||
| 5-Year Asset Growth | 0.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 0.65% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
The Citizens Bank of Winfield
Winfield, AL |
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| Total Assets | 301.26M | |||
| Total Deposits | 215.18M | |||
| Capital and Reserves |
The Citizens Bank of Winfield
Winfield, AL |
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| Capital | 29.36M | |||
| Leverage Ratio | 17.51 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Citizens Bank of Winfield
Winfield, AL |
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| Hot Money Ratio | 50.79% | |||
| Liquidity Ratio | 10.02% | |||
| Profitability |
The Citizens Bank of Winfield
Winfield, AL |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 636.00K | |||
| Net Interest Spread | 2.48% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 66.84% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 4.60% | |||