| Weiss Ratings |
The Citizens Bank of Winfield
Winfield, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 4.90 | |||
| Company Info |
The Citizens Bank of Winfield
Winfield, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 52 | |||
| Phone Number | (205) 487-4277 | |||
| Website | www.cbwinfield.com/ | |||
| Asset Quality |
The Citizens Bank of Winfield
Winfield, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -10.59% | |||
| 5-Year Asset Growth | 0.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.44% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 0.18% | |||
| Non-Performing Loans to Loans | 1.03% | |||
| Balance Sheet |
The Citizens Bank of Winfield
Winfield, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 281.55M | |||
| Total Deposits | 217.23M | |||
| Capital and Reserves |
The Citizens Bank of Winfield
Winfield, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 25.89M | |||
| Leverage Ratio | 18.00 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Citizens Bank of Winfield
Winfield, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 54.07% | |||
| Liquidity Ratio | 10.73% | |||
| Profitability |
The Citizens Bank of Winfield
Winfield, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 972.00K | |||
| Net Interest Spread | 2.10% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 74.92% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 5.58% | |||