| Weiss Ratings |
The Citizens Bank of Winfield
Winfield, AL |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 4.90 | |||
| Company Info |
The Citizens Bank of Winfield
Winfield, AL |
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| FDIC Number | 52 | |||
| Phone Number | (205) 487-4277 | |||
| Website | www.cbwinfield.com/ | |||
| Asset Quality |
The Citizens Bank of Winfield
Winfield, AL |
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| 1-Year Asset Growth | -14.43% | |||
| 5-Year Asset Growth | 0.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.44% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 1.59% | |||
| Non-Performing Loans to Loans | 2.17% | |||
| Balance Sheet |
The Citizens Bank of Winfield
Winfield, AL |
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| Total Assets | 271.30M | |||
| Total Deposits | 218.05M | |||
| Capital and Reserves |
The Citizens Bank of Winfield
Winfield, AL |
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| Capital | 23.71M | |||
| Leverage Ratio | 18.34 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Citizens Bank of Winfield
Winfield, AL |
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| Hot Money Ratio | 50.26% | |||
| Liquidity Ratio | 11.57% | |||
| Profitability |
The Citizens Bank of Winfield
Winfield, AL |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 160.00K | |||
| Net Interest Spread | 1.86% | |||
| Operating Profit to Average Assets | 0.25% | |||
| Overhead Efficiency Ratio | 84.86% | |||
| Return on Assets | 0.21% | |||
| Return on Equity | 2.82% | |||