C
The First National Bank of Moose Lake
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
14.95
Return On
Assets
1.78%
Total
Assets
138.76M
Capital
17.95M
Total
Deposits
116.50M
Net
Income
2.51M
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Weiss Ratings The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 7.20
Stability Index 5.00
Company Info The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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FDIC Number 5214
Phone Number (218) 485-4441
Website www.firstmooselake.com
Asset Quality The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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1-Year Asset Growth 0.05%
5-Year Asset Growth 1.39%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.26%
Non-Performing Loans to Loans 0.06%
Balance Sheet The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Total Assets 138.76M
Total Deposits 116.50M
Capital and Reserves The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Capital 17.95M
Leverage Ratio 14.95
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Hot Money Ratio 24.31%
Liquidity Ratio 19.10%
Profitability The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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5-Year Return on Average Assets 1.46%
Net Income 2.51M
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 57.99%
Return on Assets 1.78%
Return on Equity 15.17%