C
The First National Bank of Moose Lake
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
14.80
Return On
Assets
1.67%
Total
Assets
132.86M
Capital
16.01M
Total
Deposits
112.29M
Net
Income
1.17M
My Lists My Alerts
Weiss Ratings The First National Bank of Moose Lake
Moose Lake, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 6.50
Stability Index 4.30
Company Info The First National Bank of Moose Lake
Moose Lake, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 5214
Phone Number (218) 485-4441
Website www.firstmooselake.com
Asset Quality The First National Bank of Moose Lake
Moose Lake, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.51%
5-Year Asset Growth 4.99%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.44%
Non-Performing Loans to Loans 0.12%
Balance Sheet The First National Bank of Moose Lake
Moose Lake, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 132.86M
Total Deposits 112.29M
Capital and Reserves The First National Bank of Moose Lake
Moose Lake, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 16.01M
Leverage Ratio 14.80
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Moose Lake
Moose Lake, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 23.09%
Liquidity Ratio 14.65%
Profitability The First National Bank of Moose Lake
Moose Lake, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.46%
Net Income 1.17M
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 59.84%
Return on Assets 1.67%
Return on Equity 14.72%