C
The First National Bank of Moose Lake
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
14.95
Return On
Assets
1.73%
Total
Assets
137.45M
Capital
17.40M
Total
Deposits
115.64M
Net
Income
1.82M
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Weiss Ratings The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 7.00
Stability Index 4.30
Company Info The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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FDIC Number 5214
Phone Number (218) 485-4441
Website www.firstmooselake.com
Asset Quality The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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1-Year Asset Growth 1.04%
5-Year Asset Growth 4.99%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.27%
Non-Performing Loans to Loans 0.12%
Balance Sheet The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Total Assets 137.45M
Total Deposits 115.64M
Capital and Reserves The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Capital 17.40M
Leverage Ratio 14.95
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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Hot Money Ratio 23.40%
Liquidity Ratio 15.29%
Profitability The First National Bank of Moose Lake
Moose Lake, MN 		Click to
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5-Year Return on Average Assets 1.46%
Net Income 1.82M
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 58.60%
Return on Assets 1.73%
Return on Equity 15.02%