C
The First National Bank of Osakis
OsakisMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Osakis
Osakis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.40
Capitalization Index 6.60
Liquidity Index 1.60
Profitability Index 3.70
Stability Index 5.10
Company Info The First National Bank of Osakis
Osakis, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 5221
Phone Number (320) 859-2101
Website www.fnbosakis.com
Asset Quality The First National Bank of Osakis
Osakis, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.50%
5-Year Asset Growth 6.17%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 3.82%
Non-Performing Loans to Loans 0.43%
Balance Sheet The First National Bank of Osakis
Osakis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 94.71M
Total Deposits 76.33M
Capital and Reserves The First National Bank of Osakis
Osakis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.45M
Leverage Ratio 8.61
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 11.85
Liquidity The First National Bank of Osakis
Osakis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.31%
Liquidity Ratio 10.54%
Profitability The First National Bank of Osakis
Osakis, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.76%
Net Income 430.00K
Net Interest Spread 3.49%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 74.25%
Return on Assets 0.91%
Return on Equity 10.24%