C
The Citizens National Bank of Park Rapids
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.07
Return On
Assets
1.72%
Total
Assets
350.36M
Capital
41.79M
Total
Deposits
305.42M
Net
Income
1.52M
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Weiss Ratings The Citizens National Bank of Park Rapids
Park Rapids, MN 		Click to
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Rating C
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 6.70
Stability Index 4.30
Company Info The Citizens National Bank of Park Rapids
Park Rapids, MN 		Click to
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FDIC Number 5223
Phone Number (218) 732-3393
Website www.cnbbank.com/
Asset Quality The Citizens National Bank of Park Rapids
Park Rapids, MN 		Click to
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1-Year Asset Growth 4.30%
5-Year Asset Growth 6.36%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.29%
Non-Performing Loans to Loans 0.24%
Balance Sheet The Citizens National Bank of Park Rapids
Park Rapids, MN 		Click to
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Total Assets 350.36M
Total Deposits 305.42M
Capital and Reserves The Citizens National Bank of Park Rapids
Park Rapids, MN 		Click to
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Capital 41.79M
Leverage Ratio 12.07
Loan Loss Reserves to Loans 1.73%
Risk-Based Capital Ratio --
Liquidity The Citizens National Bank of Park Rapids
Park Rapids, MN 		Click to
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Hot Money Ratio 22.85%
Liquidity Ratio 15.30%
Profitability The Citizens National Bank of Park Rapids
Park Rapids, MN 		Click to
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5-Year Return on Average Assets 1.48%
Net Income 1.52M
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 55.41%
Return on Assets 1.72%
Return on Equity 14.74%