D
The First National Bank of Proctor
ProctorMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Proctor
Proctor, MN
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Rating D
Asset Quality Index 9.60
Capitalization Index 6.20
Liquidity Index 5.00
Profitability Index 3.60
Stability Index 2.70
Company Info The First National Bank of Proctor
Proctor, MN
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FDIC Number 5232
Phone Number (218) 628-1088
Website www.proctorbank.com
Asset Quality The First National Bank of Proctor
Proctor, MN
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1-Year Asset Growth 10.75%
5-Year Asset Growth 5.84%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.05%
Balance Sheet The First National Bank of Proctor
Proctor, MN
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Total Assets 34.45M
Total Deposits 31.59M
Capital and Reserves The First National Bank of Proctor
Proctor, MN
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Capital 2.80M
Leverage Ratio 8.24
Loan Loss Reserves to Loans 0.67%
Risk-Based Capital Ratio 25.47
Liquidity The First National Bank of Proctor
Proctor, MN
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Hot Money Ratio 10.21%
Liquidity Ratio 59.55%
Profitability The First National Bank of Proctor
Proctor, MN
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5-Year Return on Average Assets 0.19%
Net Income 151.00K
Net Interest Spread 3.49%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 77.14%
Return on Assets 0.59%
Return on Equity 7.64%