First National Bank Minnesota
Major Rating Factors:
A current level of 10.3 percent of nonperforming loans to core capital combined with 11.6 percent from a year earlier contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.0) profitability.
Other Rating Factors:
Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 13.2 and a capital leverage ratio of 8.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Comm re (23%), securities (18%), home mtgs (16%), comm loans (9%), home eq lns (3%), cash (2%), consumer loans (1%), other (29%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bancommunity Service Corporation
Investment Rating
--
Address
226 Nassau Street
Saint Peter, MN 56082
Saint Peter, MN 56082
Phone Number
(507) 931-4000
Year Founded
1857
FDIC Number
Website
Largest Affiliates
No affiliate information available.