B
First Financial Bank in Winnebago
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Financial Bank in Winnebago
Winnebago, MN
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 4.90
Stability Index 7.20
Company Info First Financial Bank in Winnebago
Winnebago, MN
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FDIC Number 5278
Phone Number (507) 893-3155
Website www.1stbago.com
Asset Quality First Financial Bank in Winnebago
Winnebago, MN
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1-Year Asset Growth -0.21%
5-Year Asset Growth 3.92%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.84%
Non-Performing Loans to Loans 0.60%
Balance Sheet First Financial Bank in Winnebago
Winnebago, MN
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Total Assets 59.61M
Total Deposits 47.19M
Capital and Reserves First Financial Bank in Winnebago
Winnebago, MN
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Capital 6.42M
Leverage Ratio 13.11
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 19.36
Liquidity First Financial Bank in Winnebago
Winnebago, MN
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Hot Money Ratio 16.67%
Liquidity Ratio 26.61%
Profitability First Financial Bank in Winnebago
Winnebago, MN
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5-Year Return on Average Assets 1.16%
Net Income 518.00K
Net Interest Spread 3.65%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 67.42%
Return on Assets 1.13%
Return on Equity 11.62%